Living on the East Coast means that our summers are hot and sticky, the weather changes at the drop of a hat, and we are at risk of getting hit by a hurricane.  Hurricane season typically runs from June 1 through November 30, however, the peak months for hurricanes are from August through October.   According to NOAA, the hurricane season for 2017 is expected to be above normal.  In fact, we have already had more than one tropical storm in the Atlantic this year, including Tropical Storm Arlene, which formed in April! With the higher expectation of these potentially dangerous storms, it is imperative that preparations are in place in the event of a natural disaster.  Creating an emergency plan and utilizing safety tips and resources can help you and your family remains safe and calm during disastrous weather.

According to Colorado State, there is a 7 percent chance that Virginia will be impacted by a hurricane this year.  However, that is a statement that suggests that we have a 7 percent chance of a head-on impact, not a 7 percent chance of rain! As many of you know, even if a storm hits Florida, then travels up the inner coast, we still receive a TON of rain fall! Large amounts of rainfall can have a significant impact on our homes and properties.  Even if your home is not in a designated flood zone, you could still see damages due to exponential rain fall. Because of this, it is a smart idea to make sure that you are covered in the event of a natural disaster.

A great resource tool that you can access is the FEMA app.  The FEMA app alerts you of pending weather for up to five locations of your choosing, offers various disaster resources (including open shelters and the ability to speak to a FEMA representative), and allows users to upload and share their disaster photos to better help first responders.  Additionally, you can create a plan that works well for you and your family to follow in the event that a disaster arises.

Be sure to follow us on Pinterest, as we have compiled various safety tips in the event of a natural disaster.  We also have some ideas that help you prepare for a power outage, including some fun activities your kids can do.

Also, did you know that your hurricane deductible is typically higher than your ‘all perils’ deductible? This means that if damage occurs to your home as a result of the hurricane, you could be facing a hefty deductible to repair the damages! Be sure to review your policy before a hurricane is in the works. If you have question about your deductibles, give us a call, we’re happy to help!

We hope that everyone continues to enjoy their summer!

All the Best,

Lynda Drew

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The Choice Insurance Agency’s mission is to help you get from where you are to where you want to be financially by planning, achieving your plan and protecting your plan from unexpected events.  In the process, our goal is to deliver insurance services in a manner that exceeds your expectations.  See what The Choice Insurance Agency can do for you today. Give us a call at 757-416-5100 to speak with one of the licensed, professional members of our team or request a contact here. The Choice Insurance Agency. We’re on YOUR side. 757-416-5100 .

*Content taken from usa.gov and Colorado State University.  We do not claim any rights to these materials. Shared for informative purposes not for copyright.