Since 1775, when the first Postmaster General was appointed, the Postal Service has been a growing staple of America. We rely on it for delivery of all kinds of parcels and packages. Most importantly, and perhaps easily forgotten, is how we depend on the timely and reliable delivery of our purchases, invoices and payments—in our case, major cogs in the insurance coverage wheel.
What’s Going on With the Mail?
As 2021 opened, NPR covered how the pandemic exasperated mail delivery delays.
Across the country, important documents, letters and bills were rolling into mailboxes late. The results ranged from mild headaches to major issues. Bills arrived already past due, leading to late fees. Time-sensitive renewals sent by mail ended up lapsing. Mortgage payments failed to be delivered on time. In short, it was a disaster.
According to recent coverage by Reuters, the United States Postal Service (USPS) has yet to achieve their existing service performance targets, and the struggle has been ongoing for years.
What’s worse, it doesn’t look like it’s going to get better anytime soon.
Reuters reports that, as of Friday, August 6, 2021, the USPS finalized a plan to slow the delivery of some first-class mail “as part of efforts to cut red ink.” The plan went into effect October 1, 2021 and will “revise existing one- to three-day service standards to one to five days for first-class mail.”
It’s part of the USPS’s ongoing efforts to reduce costs and increase efficiency as they bleed money. The avalanche of mail has continued to grow thanks to a skyrocket of online shopping, and there just isn’t a solution by the USPS for clearing the bottleneck and backlog.
How Mail Delays Can Affect Insurance
Insurers have used the USPS as their primary means of delivering time sensitive documents to their clients for years. In turn, clients have used it to respond. It’s been a good system, and we have awesome clients—yes, you!
Together, we keep the wheel rolling to ensure your insurance consistently protects you. As mail delays and postal uncertainty increase, however, it has become clear that the postal service is no longer the best option; it’s gumming up our wheels and could cause a crash.
Mail delays present many obstacles for both the insurer and the client, including: 
- Late notices
- Late premium payments
- Late renewals
- Lapses in coverage
- Even undelivered and lost mail
With no end to delays and no improvement in reliability in sight, what is the best new choice for handling these time-critical documents?
3 Reasons to Enroll Your Insurance Policy in AutoPay Today
Your insurance provider’s paperless auto pay is the perfect solution, and here’s why:
- Reduce Late Payments: You are meticulous about paying your insurance premium. You know how important it is to pay on time to avoid late fees or worse a coverage lapse. Good clients are dealing with late payments due to mail delays, and it’s not fair. You can take mail issues right out of the equation by using auto pay
- Avoid Coverage Lapses: Our goal is to protect you now and in the future. Mail delays have created an obstacle to achieving that goal, which is why we recommend an auto-pay option. Not only will it help you defeat the late payment beast, but it will also help you avoid a potentially disastrous lapse in insurance coverage
- Go Green: Paperless auto pay reduces environmental footprints. Plus, you can avoid launching a search party for the paper bill you know you set down somewhere between the garage and the kitchen that may or may not have somehow ended up upstairs. Say goodbye to the last minute, “Oh no! Did I pay that?” Autopay can conquer that stressor forever, and we all need less stress these days.
Ready to Upgrade?
Speaking of less stress, let us do the heavy lifting.
Let us help set you up for success with paperless autopay. You’ll love it because it will take one thing off your to-do list and reduce stress, giving you the freedom to focus on more important things. We love it because it allows us to keep safeguarding your wellbeing with our insurance.
Have questions? Let’s talk! Give us a call at 855-INSURED.
