Choice Insurance is a niche agency specializing in writing insurance policies that captive agents are unable or unwilling to place. I worked for a State Farm agency in Virginia Beach when the home “setback” requirements were first implemented. We sent our non-renewing clients to a local independent agency and within six months that agency was contacting the clients and pursuing their auto, life, and other lines. We needed a partner agency that we could trust!

It was just two of us in the beginning. We researched and got appointed with carriers for almost every line of business. Our main focus has always been Home, Auto, and Business. We have access to Life and Health markets for special requests but we are a P&C agency. We are very familiar with State Farm’s culture and underwriting because four of our current thirteen employees are former State Farm staff or agents.

Personal Lines 
  • Coastal Homes
  • Rental Dwellings
  • Weekly/Vacation Rentals
  • High Value Homes
  • Exotic Cars
  • Vacant/Renovations
  • Unfavorable Loss History
  • Youthful Drivers
  • Stand Alone Umbrella
  • Flood Insurance WYO
  • Private Flood Insurance
  • SR/22 – FR/44
Commercial Lines
  • Artisan Contractors Start Ups
  • Environmental/Pollution
  • Class A Contractors
  • New Ventures
  • Restaurants/Bars/Nightclubs
  • Professional Liability/E&O
  • Business Owners (BOP)
  • Apartment & Commercial Buildings
  • Vacant Commercial
  • Workers Comp
  • Inland Marine/Builders Risk
  • Bonds

In a nutshell, we will not quote or steal other lines of business from your referrals. We support compliance requirements and have designed an “app” to streamline and simplify the referral process. Simply download the free “Choice Insurance Agency” app from your IOS or Android app store to get started. We are licensed and appointed every state from New York to Florida along the East Coast. I’m happy to provide references from SF Agents and Sales Leaders upon request.

I look forward to hearing from you!

Tom Freridge, CPIA