Auto Insurance

Top Auto Policy Discounts You Can Add TODAY!

Every penny counts…we get that! Did you know that across the entire insurance industry, auto rates are taking a rate increase? Why? Well, a lot of elements come into play including increased cost of repairs and materials, the frequency of accidents and auto damage due to texting and driving, and lots of other factors. However, [...]

Top Auto Policy Discounts You Can Add TODAY!2020-01-09T05:53:24+00:00

Teen Driver? Top Tips For Keeping Your New Driver Safe (And Your Premiums Lower!)

Congrats! Your teenager is driving. While they might be jumping up and down waiving their newly earned driver’s license…you may be a little less excited. After all, a teen driver means increased auto insurance rates, bigger risk of damage to your vehicles, and, of course, you’re concerned about their safety. Did you know that the [...]

Teen Driver? Top Tips For Keeping Your New Driver Safe (And Your Premiums Lower!)2020-01-09T05:53:24+00:00

Your Plan Was Going So Well. And Then, “It” Happened……..

You're making success happen. You work hard every day.  You are buying a home or plan to.  You are receiving pay increases.  You are putting money away for kids, college, and retirement.  You plan to retire comfortably one day and have a house that’s paid for, social security income, and a 401k plan paying you [...]

Your Plan Was Going So Well. And Then, “It” Happened……..2020-01-09T05:53:24+00:00

Are you paying for your neighbor’s insurance?

An Industry Secret I’m going to let you in on an insurance industry secret.  Insurance companies are scared to insure property.  Insurance companies might not openly admit this fact, but the industry really isn't crazy about insuring homes and other property.  (Ever wondered why GEICO and Progressive doesn't have their own home insurance product?)  You [...]

Are you paying for your neighbor’s insurance?2020-01-09T05:53:24+00:00

It’s Not About You: Leave The Gift of Love

Hindsight is 20/20, and life has a way of throwing you curve-balls when you least expect it.  Take my friend Liam for example, he has definitely been dealt an unlucky hand time after time.  When he was in his early twenties, his father (who was a very active, and healthy man in his mid-40’s) suddenly [...]

It’s Not About You: Leave The Gift of Love2020-01-09T05:53:25+00:00

Save a Life – Maybe Yours! Take The Pledge

Distracted Driving Kills According to the latest stats provided by The US Department of Transportation, 3,179 people were killed and 431,000 were injured in car accidents in 2014 as a result of distracted driving.  It's truly an epidemic but you don't need statistics to make you aware of the problem.  Whenever you are driving, all [...]

Save a Life – Maybe Yours! Take The Pledge2020-01-09T05:53:25+00:00

When My House Floods….Who Pays For This Mess??

Flood Insurance: What is a flood? In simple terms, a flood is an excess of water on land that is normally dry. The official definition used by the Nation Flood Insurance Program is “A general and temporary condition of partial or complete inundation of two or more acres or normally dry land area or of two [...]

When My House Floods….Who Pays For This Mess??2020-01-09T05:53:35+00:00

I’ll let you in on a secret…

I’ll let you in on a secret… Let’s just keep this information between us, ok?  Insurance companies have goals that are measured on a calendar year basis. Just like many other types of companies, their success is measured from January 1 through December 31st .  Because insurance companies seek constant improvement and continuous growth, sometimes, [...]

I’ll let you in on a secret…2020-01-09T05:53:35+00:00

Mostly Costly Disasters In US History….Were YOU Impacted?

While many people see insurance as a necessary evil to address and move on from as quickly as possible, the fact is that not all insurance is created equal. You will have coverage (which may cover you correctly or may leave gaps in your coverage), you will definitely pay an insurance premium……but when you really [...]

Mostly Costly Disasters In US History….Were YOU Impacted?2020-01-09T05:53:36+00:00

Do You Really Need Rental Car Insurance?

Why Car Rental Insurance? The best time to make the decision about whether you will need extra rental car insurance is before you’re standing at the car rental counter. Collision Damage Waiver (CDW), or Loss Damage Waiver (LDW), relieves you of financial responsibility if your rental car is damaged or stolen. If you have comprehensive [...]

Do You Really Need Rental Car Insurance?2020-01-09T05:53:39+00:00