Technology is constantly progressing, becoming better and better as the years go by. According to Small Business Trends at the end of 2018, 43% of cyber-attacks target small businesses, and out of those small businesses 60% of the companies go out of business within six months of one single cyber-attack. Cyber criminals are also getting [...]
Insurance can be intimidating, and at times, confusing to understand. Sure, we know we all need it, but what does that entail? How do you know which coverage is right for you and exactly how much of that coverage you need? First things first – educate yourself and ask questions. The best way to know [...]
Whether you are a small business owner,a REALTOR or property manager looking for a contractor to work on your client’s home, or a home owner wondering if you should ask for proof of insurance before you start that next project on your home, here is “Worker’s Compensation 101”. Workers’ compensation insurance is a type of [...]
With Thanksgiving approaching (seriously…WHERE did this year go??!?!) our focus is turning to festivities and family get-togethers. This time of year gets busy. Between gearing up for Thanksgiving, traveling for the holidays, keeping the kids busy when they’re out of school and preparing for Christmas….this time of year can get stressful! Take a breather and [...]
As a business owner you are juggling a lot of exposure to your business. Often it’s a struggle to master the balance between getting the coverage that you need to protect your business and keeping your costs low. Did you know that one of the singular largest liability exposures to your company is your Business [...]
Home-based businesses are popping up everywhere! Tons of people have found home-based businesses to be an excellent option in response to rocky economic times. From generating some extra money, to being a full-time job, to allowing a parent to stay home with the kiddos and still work….home-based businesses can be a great option. Often home-based [...]
We live in a litigious society. As business owners and business managers you are now, more than ever, at risk for legal suits. Employee lawsuits can be so much more than just an annoyance. They can take away from productivity, team morale, can distract your management team from functioning optimally…..and can cost you a lot [...]
In general, people tend to be under insured. This means that if they experience a loss to their business they would not have adequate coverage to replace or rebuild their business to the state it was in before the loss occurred. The process of protecting your business correctly takes more than looking for the lowest [...]
As a business owner or manager, you have a lot to keep track of. Sometimes navigating the regulations and rules for your industry can get challenging. One area that many business owners have questions about is concerning Worker’s Compensation coverages. Worker’s Compensation is meant to provide protection for both the business owner and for the [...]
