Private Client GroupCoastal CoverageSenior ProgramsPersonal InsuranceCommercial Insurance

Flood

Flood Insurance Options: FEMA or Private Market- Which Is Better For YOUR Property?

As a society, we have grown accustom to having options. With the growth of available options in nearly every area of life, we have developed a preference (and expectation) for choices and speedy delivery. Therefore, it’s no wonder that the flood industry would be any different. Property owners want more than the standard, cookie-cutter government [...]

It Is Estimated That 80% Of Flood Victims From Harvey Did Not Have Flood Insurance

The destruction of Harvey and Irma have filled our news feeds over the past few weeks. Resources are being collected, relief efforts are being coordinated, crews are going to the places more impacted to offer aid, and individuals are opening their homes. According to the head of the National Flood Insurance Program (NFIP), “early estimates [...]

Hurricanes, Storms and Flooding… Oh My! Are You Prepared in the Event of A Natural Disaster?

Katrina, Sandy, and Andrew are some of the names of the most recent devastating hurricanes that have hit the US.  Each hurricane season brings the potential for mass destruction to our area, especially since we live so close to the coast line.  Undoubtedly, we will see some effects of Hurricane Harvey, which is set to [...]

Repetitive Loss Flood Zones: Should Subsidies Be Available?

If you live in a high-risk flood zone and are required to carry flood insurance by your mortgage company, then you probably have noticed the hefty premiums of high-risk zones. When insurance subsidies were repealed in the 2012 Biggert-Waters act, many homeowners began to feel the weight of these required flood policies. Homeowners were stuck [...]