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Umbrella Insurance/ Higher Liability

How To Get Your Insurance To Work For YOU When The Unexpected Happens

In a recent Virginian- Pilot article from yesterday a, “…man is suing the Spirit of Norfolk pleasure yacht in federal court, saying the ship features such a powerful anti-skid coating on its top deck he fell two years ago while playing corn hole”. The article goes into further description that, “The lawsuit claims [that the [...]

Top Trail Safety Tips For You And Your Pup This Fall!

Move over summer! Fall is officially here and with fall comes cooler nights, brisk breezes, pumpkin patches, hayrides, and walks in the woods to admire the beautiful fall colors that surround us.  It is the perfect time to get out and enjoy a nice walk with your fur-babies. State parks are wonderful places to bring [...]

Hurricanes, Storms and Flooding… Oh My! Are You Prepared in the Event of A Natural Disaster?

Katrina, Sandy, and Andrew are some of the names of the most recent devastating hurricanes that have hit the US.  Each hurricane season brings the potential for mass destruction to our area, especially since we live so close to the coast line.  Undoubtedly, we will see some effects of Hurricane Harvey, which is set to [...]

Keeping A Water Bottle in Your Car Could Be More Dangerous Than You Thought…

With the summer in full swing, it is very tempting have a water bottle in your car as you drive.  I’m sure by now almost everyone has heard experts warn you about the dangers of leaving a water bottle in your car.  But what if I told you that keeping a water bottle in your [...]

House Fires Can Happen to Anyone at Anytime, Are You Prepared?

If you are someone who watches Game of Thrones, this week’s episode may have you marveling at the sheer fire-power that a dragon can bestow upon mankind.  One single breath can burn villages, homes, and the lives of many.  Luckily for us, there are no fire-breathing dragons flying around, so their wrath is strictly for [...]

Protecting Yourself from Online Hidden Dangers That Can Lead to Identity Theft, What Everyone Needs to Know

Today's technology gives us some pretty cool advantages. No longer do we have to sit and wait at line in the bank just to cash the check, now we simply scan it on our smart phones and it's instantaneously deposited into our checking account. Waiting for an appointment and having nothing to pass the time [...]

Hurricane Damage Sticks Around A Lot Longer than the Storm, Are You Ready?

Living on the East Coast means that our summers are hot and sticky, the weather changes at the drop of a hat, and we are at risk of getting hit by a hurricane.  Hurricane season typically runs from June 1 through November 30, however, the peak months for hurricanes are from August through October.   According [...]

How One Deck Party Went From Fun to Frightening….

A few days ago there was a shocking and disturbing story in the Virginian Pilot about a graduation deck party gone horribly wrong.  According to the article, a second-story deck collapsed during a graduation party injuring seven people. Virginia Beach emergency response assisted several injured guests and the deck structure was inspected by city ordinance [...]

Splish Splash: Is Your Pool Putting You At RISK This Summer?

Summer is here and that means pool parties, cookouts, and watermelon eating contests are underway! There is nothing quite like having a summer cookout and having friends over to play in the pool, enjoy conversation, and soak up the sunshine. While having that amazing deck and pool at your house might make your home the [...]

“Average” coverage can leave you in financial ruin

The most common liability coverage on a home The most common amount of liability coverage that we see homeowners carry when they come to The Choice Insurance Agency is $300,000.  Limits offered by most insurance companies for a homeowners policy include $100,000, $300,000 and $500,000.  So why do most agencies and clients default to $300,000?  [...]