“The sky is falling…”

“This is the best change ever…”

“We’re all going to plummet into a pit of despair…”

“Everything is looking up…”

Truth be told, as much as we, as humans, would like to think that we know what’s coming down the pipeline as a result of the recent presidential inauguration…..we’re just going to have to sit tight and see what happens. And it’s rough. It’s stressful. It’s exciting. It’s….controversial. There are as many opinions as there are people. And you know what? That’s ok. The right to free speech must extend to all people if it is able to be exercised by any. In life, in politics, in business…things that are supposed to happen don’t always and those that aren’t supposed to happen sometimes do.

Regardless of your position on the recent changes that have happened in our country, the truth is…the change already happened. Faced with this realization, what better response could you have than to take steps to control what you can? As the old saying goes, “You cannot control the wind, but you can direct the sail”. Take the steps to protect your family. Take steps to protect your home and possessions. Take steps to make sure that your mortgage is covered and your kids have funding for college. In the face of a country that is riddled with questions about the future….planning ahead is the best way to take action. And we can help.

1-) Will the job market change? What if I lose my job?  Financial and job changes are one of the top concerns for people. What retirement options do you have now? How can you generate savings on your monthly bills to throw more money at necessities? What options do I have for generating income for my family? All super great questions that we can help you with! Did you know that a review of your home insurance policy can save you hundreds of dollars…and still give you more coverage? Did you know that there are financial options for creating a steady flow of income for your family? That you can utilize prior employer-funded retirement plans and utilize more cost-efficient (and higher yielding) options? Ask us how.

2-) I know that I need to take steps to protect myself and my kids…but it’s expensive, right?: Actually, no, it’s not. Having a Life insurance policy for your kids not only provides coverage for them now…..it also makes it GUARANTEED for them to be able to get Life Insurance later. Remember how we talked about not knowing what the future holds? That applies to our health condition as well. Getting a policy as a child and keeping the policy in place allows your kids the chance to get insurance later in life….regardless of the unknown. Life Insurance can also be used to cover the mortgage on your home or fund a child’s college fund after the loss of a parent/guardian.

Have you ever noticed that when faced with the unknown…it often helps to control what you can? Plan ahead to help create a future of certainty for yourself and your family in the areas you can control. As a very smart person once said, “Failing to plan is planning to fail”.

If you don’t know where to start, that’s ok. We’re here to help get you from where you are to where you want to be by helping you PLAN.ACHIEVE. & PROTECT your plan. Let’s get started. Give us a call today.


Kelley Carter, CPIA

The Choice Insurance Agency


**The Choice Insurance Agency’s mission is to get you from where you are to where you want to be, by helping you build your plan, achieve your plan, and protect your plan from uncontrollable events. In the process, we are committed to delivering to you the best financial products and services in the industry in a manner that exceeds your expectations.  The Choice Insurance Agency serves thousands of households and small businesses in Virginia Beach, Norfolk, Chesapeake, Hampton, Newport News, Portsmouth, Suffolk and surrounding areas.  To see what we can do for you, contact us. **


The Choice Insurance Agency’s mission is to help you get from where you are to where you want to be financially by planning, achieving your plan and protecting your plan from unexpected events.  In the process, our goal is to deliver insurance services in a manner that exceeds your expectations.  See what The Choice Insurance Agency can do for you today. Give us a call at 757-416-5100 to speak with one of the licensed, professional members of our team or request a contact here. The Choice Insurance Agency. We’re on YOUR side. 757-416-5100.