With Memorial Day right around the corner and summer grilling season fast approaching, using safe grilling practices is vitally important to keeping your summer fun and injury free! Did you know that throughout Hampton Roads, regulations have been passed to crack down on grilling safety? In some areas of Hampton Roads, there can even be a hefty fine for grilling on balconies or too close to buildings.
Also, did you know that if a fire originates from your house as a result of neglectful grilling practices and damages the property of others, you could also face law suits? (This is where your Umbrella, or “higher liability policy”, comes into play!). Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and, as a result, it helps protect your assets and your future. Umbrella insurance provides additional liability coverage above the limits of your homeowners, auto, and other policies. An umbrella liability policy extends the liability coverage by $1,000,000 or more depending on the coverage selected. Upon request, in Virginia, Nationwide will also extend coverage over the under-insured/uninsured motorist’s coverage. This coverage option is a huge benefit not offered by most companies. Protecting yourself from a liability suit is a big deal. However, making sure you and your family can move forward after being affected by an under-insured or uninsured driver is an even bigger deal. Especially for homeowners, having high levels of liability protection is a vital part of your financial plan.
Check out these grilling safety tips and be sure to check your city for laws on grilling before your next cookout!
Wishing you a SAFE and FUN grilling season!
All The Best!
The Choice Insurance Agency Team
The Choice Insurance Agency’s mission is to help you get from where you are to where you want to be financially by planning, achieving your plan and protecting your plan from unexpected events. In the process, our goal is to deliver insurance services in a manner that exceeds your expectations. See what The Choice Insurance Agency can do for you today. Give us a call at 757-416-5100 to speak with one of the licensed, professional members of our team or request a contact here. The Choice Insurance Agency. We’re on YOUR side. 757-416-5100 .
Video credits go to: National Fire Protection Association.