For over 40 years, our team of commercial insurance agents has been dedicated to helping our clients get insurance that will best protect their business.
So that you have the insurance protection you need, our licensed sales and service agents are skilled at understanding your business and unique circumstances.
Here’s How We Do It
1
Schedule your complimentary business insurance review
2
Your Choice Insurance team shops for the coverage that most completely protects your business
3
Have an insurance team that is ready to assist you and knows your business
If a Gas Pipeline can be Shut Down Due To Hackers, Can Your Business be Shut Down, too?
Business Insurance FAQs
1.Do I need business insurance for my LLC?
Yes. You’re protecting your personal assets from being attached to obligations of your business when you form an LLC. Essentially, this means that you can’t lose your house if your business is sued, it doesn’t mean your business is completely covered. Having general liability insurance can protect your business from being liable for any costs associated with bodily injuries, medical payments, advertising injuries and more.
2.Is business insurance a legal requirement?
For small businesses, you are legally required to have employers’ liability insurance. This covers your business if one of your staff members claims they have suffered an illness or injury because of working for you.
3.What is errors and omissions insurance and what does it protect?
Also known as E&O Insurance and professional liability insurance, this type of insurance helps protect you from lawsuits claiming you made a mistake in your professional services. It can help cover costly court costs or settlements.
4.What does a special event policy cover?
Special event liability insurance is often required by the venue where your event is being held. It covers property damage or injuries to guests. Learn more about how our trusted advisors can help you with your special event coverage.
5.I have a fleet of vehicles; how do telematics systems work?
It’s important that you know whether your team of drivers are driving to optimum standards. Telematics can help you stay on top of their driving patterns while operating your business vehicles, which can help lower your premiums. By simply connecting a telematics device such as a GPS tracker or data logging tool to the vehicle, you’ll be able to collect key performance data such as fuel efficiency, careless driving, speed and braking habits.
