Workers Compensation | Choice Insurance Agency

Every state has unique workers' compensation laws, but it shouldn't be a burden.

Have you found it difficult to secure and maintain your workers’ compensation coverage for your employees?
Are you concerned about the cost of coverage?
Does the thought of an injury to a contractor or an employee while at your business make you cringe?
Are you confused about whether your employee’s health care will cover a workplace injury?
Are you sure you’re meeting state and federal business requirements without having to pay all the extra costs?

Having a trusted advisor to guide you through the intricate details of workers’ compensation coverage can help you feel confident about the insurance your business needs.

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Contractor suffer from mild pain while working

Understanding who needs to be covered and how it works.

Workers’ Compensation provides coverage for your employees that are injured in regular business engagements.

It’s a requirement for employees, but not for business owners or officers.

Financial and emotional stress often follows suit after a workplace injury or illness for both the employee and their family. It provides fair and timely compensation to injured workers.

What you can expect to be covered as a result of a work-related accident or illness.

What’s not covered.

Injuries that happen because the employee is intoxicated
Injuries because the employee got into a fight that they started
Injuries that an employee gets intentionally
Emotional injuries that are not caused by physical workplace trauma

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Meet a Valued Member of Our Team

She works faster than a bullet! Tina DeMaria is one of our Senior Account Managers focusing on small business service and renewals. She also handles our service email box and sorts the mail, rarely takes a day off and handles service with a smile. She doesn’t wear a cape, but we’re certain she’s a superhero.

Tina DeMaria - Senior Account Manager at Choice Insurance Agency

Business Owner Tip: When hiring a contractor to do work at your business property, always ask for a Certificate of Insurance for liability and workers compensation before they start work. You can also check the Virginia Workers Compensation Commission to verify coverage.

Find the right plan at the best rate.

We can help

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We work with dozens of "A" rated providers, giving you more options regardless of the size of your business.
Our trusted advisors are knowledgeable of the ever changing state and federal laws, along with all the types of coverage you need, so that you and your employees are protected.
We review your coverage regularly to ensure it is up-to-date with your business needs and you’ll be confident you always have the right plan at the best rate.