The one most important and least expensive policy you can own
Personal Insurance FAQs
1.How do I choose the best homeowners insurance?
Our trusted advisors make finding the right homeowners insurance easy by reviewing your needs and shopping dozens of “A rated” companies. Our expansive insurance company access, paired with our team of expert advisors, ensures that you always get the right coverage at the best price without paying extra fees.
2.What information is needed for a homeowners quote?
To ensure that we are able to get you the best rates, our advisors will connect with you for points of information such as the names of all people that need to be listed on the policy, property addresses, vehicle information and dates of birth. To make the process as stress-free as possible, we will also utilize available public records for property information to take that off your plate.
3.What protection does basic auto insurance offer?
The most basic auto policies include protection for bodily injury liability, personal liability, property damage liability, collision & comprehensive coverage and uninsured/underinsured motorist protection. However, different states mandate different coverages and protection levels, so we will provide guidance on the coverage and insurance needs for your state.
4.What are the advantages of annuities?
There are many advantages to having an annuity. The best advantages our clients enjoy are lifetime income, tax deferrals, the potential of a guaranteed return on your investment and limited (or no) losses. Learn more about annuities.
5.Does my coastal home need additional insurance coverage?
Coastal homes present a unique risk, and most insurance companies will require additional coverage when writing insurance policies for homes that are three miles or less from the coast. Our team of advisors have multiple carrier options for wind pool coverage, flood, hurricane/wind deductibles, and more that provide the coverages that your coastal home needs in your state. Choice Insurance Agency specializes in Coastal Coverages from NJ to FL.
