Health Insurance is crucial not only for your personal wellness but also for your personal finances.
Most employers today offer health insurance as a benefit for working at their company, but whether they do, you still need to select a health insurance plan within your budget.
If your company doesn’t offer coverage, you can work with a licensed health insurance agent in order to get a quote. It can be complicated to know how much coverage you need and what options you should select, not to mention expensive.
Since the Affordable Care Act was signed into law in 2010, there are now programs such as the Healthcare Marketplace, Health Insurance Exchange and Subsidized Health Insurance that can help make health insurance affordable.
It’s important to know that many doctors don’t accept patients without insurance and you are subject to hospitals charging you a higher rate to uninsured individuals should you need to go to the emergency room.
Common Heath Plans
Health savings accounts
Flexible spending account
Point-of-service plans (POS)
High deductible health plans
Health reimbursement accounts
Health maintenance organizations (HMO)
Preferred provider organizations (PPO) and Exclusive provider organizations (EPO)
We understand you have a lot of choices when it comes to the right health coverage for you and your family.
Our trusted advisors can help you review your choices, including how dental, vision, supplemental insurance and coverage for seniors such as Medicare can come in to play.
When you work with Choice, you’ll also have the assurance that we’ll keep your information private, and regularly check your account to ensure you are always getting the right coverage at the best rate.
You want healthcare options tailored to your needs.