It’s crucial to have a trusted advisor who knows the intricate details of homeowners insurance – right down to the nuts and bolts.
When you purchase your homeowners insurance from Choice Insurance Agency, your agent will take the time to calculate exactly how much coverage you need.
Here are 3 of the most common necessary coverages you should have.
Dwelling – pays for damages and total loss of your home in the event you have a loss including things that are fixed to your property such as your doors, windows or your cabinetry.
Liability – protects your family from financial risks if they are found negligent or legally responsible for another party’s injuries or damages while on your property. It’s one of the most important types of coverage you should have for your home.
Personal property – Imagine if you were to flip your house upside down, whatever would fall out would be personal property. Furniture, electronics, appliances and clothes are just some examples.
There are also endorsements or additional coverages to consider and your Choice trusted advisor can help you determine what’s best for you. Below are a few to discuss.
Own homes in multiple states? Save yourself the headache of having different insurance companies for each property. We can write policies from New Jersey to Florida, giving you one point of contact for all your insurance needs.
Condo coverage through Choice has its perks
Most people dream of owning their own home and buying a condo may be the perfect solution. It certainly has its perks.
You may not have to cut your own grass. You may not have to power wash your own house, but if you have the wrong policy, you could have a lot of out-of-pocket expenses.
Our trusted advisors make it easy to ensure you don’t pay for coverage you don’t need.
We reach out to your condo association and request a copy of their master condo docs to review the coverage you are responsible for versus your association.
Saving you time and preventing you from paying for unnecessary coverage is important to us.