It doesn’t have to be difficult to find a partner agency you can trust.

You have extensive knowledge of your products and your clients appreciate the experience and services you offer. However, if you are unable or do not want to write certain policies, you risk losing them to another agency.

Referring your clients to an agency that doesn’t know your compliance standards can add even further frustration to taking care of your clients.

Women explaining about Safer Harbor Commitment to her partner agency

You need a partner agency you can trust.

We’ll never write or quote lines of business affiliated with your client’s account.

We Can Help

Schedule a call to review your options
  • Choice Insurance Agency is a niche agency that’s dedicated to writing insurance policies that captive agents may be unable or unwilling to place.
  • We’re appointed with insurance providers for every line of business.
  • We support compliance requirements, and are licensed and appointed in every state from New Hampshire to Florida.
  • Our custom mobile app makes it simple to refer your client to us.

How we do it.

What we can offer you and your clients.

We’re able to fill in the gaps for your clients on any line you’re not able to place for them. A few of the coverages we provide.

Personal Lines

  • Coastal Homes
  • Rental Dwellings
  • Weekly/Vacation Rentals
  • High Value Homes
  • Exotic Cars
  • Mobile Homes
  • Vacant/Renovations
  • Unfavorable Loss History
  • Youthful Drivers
  • Stand Alone Umbrella
  • Flood Insurance WYO
  • Private Flood Insurance
  • SR/22 – FR/44

Commercial Lines

  • Artisan Contractors Start Ups
  • Environmental/Pollution
  • Class A Contractors
  • Commercial/Fleet Auto & Trucking
  • New Ventures
  • Restaurants/Bars/Nightclub
  • Professional Liability/E&O
  • Business Owners (BOP)
  • Apartment & Commercial Buildings
  • Vacant Commercial
  • Workers Comp
  • Inland Marine/Builders Risk
  • Bonds

Life/Health Benefits

  • Substandard/Rated
  • Guaranteed Issue
  • Long-Term Care
  • High Risk Disability
  • Individual Heath/ACA
  • Medicare Advantage
  • Prescription Drugs Coverage
  • Voluntary Group Benefits
  • Small Group Health
  • Midsize/Large Group Health
Tom Freridge

Benefit from our Safe Harbor Commitment.

Let’s get the conversation started. Take the next step and speak Tom Freridge at 757-416-5107 or

References from our captive agent partners available upon request.

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