Auto Insurance plans are designed to help cover potential car related damages and/or losses. This coverage helps protect you, your passengers, other drivers, pedestrians, other’s property and your automobile. Auto insurance also helps protect you in the event of a lawsuit associated with an incident involving your car.
At The Choice Insurance Agency, we offer features that can provide you with:
- A rental car while your auto is being repaired from a covered loss
- Roadside assistance if you need a battery jump started, tire changed, or need your auto towed
- An accident and minor violation feature that can help prevent your premium from increasing for certain minor violations
Some general recommendations to consider when customizing your policy are to:
If you have young drivers, high levels of income or assets to protect, consider adding an umbrella policy to your policy to provide higher levels of protection.
On vehicles that are ten years old or older, you may consider dropping the comprehensive or collision coverages as this added cost typically is not justified for the value of an older auto.
More often than not, each car only has one person in the vehicle at the time of an accident. If you have a lower per person coverage limit on your policy, then you limit the amount of pay-out you would receive in a one-person accident.
An automatic deduction of payments can save you over $100 per year!
Doing so can save you a lot of money and the coverages are usually the same. Ask your agent for specifics on what is included on the “Roadside Assistance” coverage to see if it’s a better fit to save you money!
Cars depreciate instantly when you drive off the lot and new car replacement will better protect your investment.
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