Auto Insurance plans are designed to help cover potential car related damages and/or losses. This coverage helps protect you, your passengers, other drivers, pedestrians, other’s property and your automobile. Auto insurance also helps protect you in the event of a lawsuit associated with an incident involving your car.

At The Choice Insurance Agency, we offer features that can provide you with:

  • A rental car while your auto is being repaired from a covered loss
  • Roadside assistance if you need a battery jump started, tire changed, or need your auto towed
  • An accident and minor violation feature that can help prevent your premium from increasing for certain minor violations

Some general recommendations to consider when customizing your policy are to:

If you have young drivers, high levels of income or assets to protect, consider adding an umbrella policy to your policy to provide higher levels of protection.
On vehicles that are ten years old or older, you may consider dropping the comprehensive or collision coverages as this added cost typically is not justified for the value of an older auto.
More often than not, each car only has one person in the vehicle at the time of an accident. If you have a lower per person coverage limit on your policy, then you limit the amount of pay-out you would receive in a one-person accident.
An automatic deduction of payments can save you over $100 per year!
Doing so can save you a lot of money and the coverages are usually the same. Ask your agent for specifics on what is included on the “Roadside Assistance” coverage to see if it’s a better fit to save you money!
Cars depreciate instantly when you drive off the lot and new car replacement will better protect your investment.


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I signed up the family vehicles on the Nationwide SMART RIDE program. Just for signing up I saved 5% per vehicle which = savings ever month. The program was only 6 months and now I have additional savings ranging from 17% – 20% per vehicle. This is a fantastic way to save money. Thanks Choice Insurance Agency.
R. Clark
The Choice Insurance Agency Team ROCKS!! Amazing service, competitive rates and solid claims backing. They offer the personalized touch of having an office you can walk into and an experienced agent to talk to, combined with the convenience of an easy-to-use website and 24/7 access to claims through Nationwide. Wouldn’t trust my home to anyone else!
K. Dale
My wife and I are leaving our current insurance company after 25 years to join the Nationwide team and specifically, The Choice Insurance Agency. They define the difference between good and great and represent what customer service should be.
C. Cohen
They are very friendly and knowledgeable! They provide good info on their Facebook page.
Several years back I had to switch from The Choice Insurance Agency when I purchased my home because Nationwide was not writing policies in my area at the time. Fast forward today…I have not found an agency that offered the customer service like the Choice Insurance Agency. I was so happy to be able to switch our auto, home and boat policies back. As expected with their staff,
Kim Harris was super helpful and attentive.
Denise D.